Bitfinex funding rates: February 2026
What lenders actually saw in the Bitfinex funding market in February 2026: the average, peak and floor annualized rate for each major funding currency, how many days spiked, and how the month compares to the one before. Computed from public daily funding candles (2-day tenor) — the same series Stratum backtests replay.
days with an intraday high ≥ 1.5× the month median
Methodology
Source: public Bitfinex daily funding candles (trade:1D, 2-day tenor) for fUSD, fUST and fBTC. Average APR is the mean of daily closes annualized (×365); high/low use the day extremes; a “spike day” is any day whose high reached at least 1.5× the month’s median close. All rates are gross — Bitfinex keeps 15% of earned interest, so multiply by 0.85 for net. Data is exchange-reported and may be revised; this page regenerates with each site build.
Other months
Rates move. Your offers should too.
A month like this is exactly what a resting-offer strategy is priced against: the spikes pay for the patience. Model a strategy on three years of this same data, or watch the live book.