Blog

Long-form on lending, engineering, markets.

Notes from building Stratum. More posts on the way.

ENGINEERING· FEATURED

Why Stratum uses Bitfinex ledger data

Funding reports are easier to audit when every number traces back to Bitfinex ledger events.

Stratum Engineering·May 12, 2026·8 min read
Jan 14 · INT-CREDIT+412.83
Jan 14 · FEE−61.92
Jan 15 · INT-CREDIT+287.41
Jan 16 · INT-CREDIT+398.04
More posts
GUIDE

Bitfinex FRR vs fixed funding rates

FRR follows the market; fixed funding locks the matched rate. Here is how to choose without guessing from APR alone.

Stratum Engineering·Aug 30, 2026·8 min read
GUIDE

Bitfinex funding fees and net returns

The 15% funding fee changes every headline rate. Here is the exact net-return math, with worked examples.

Stratum Engineering·Aug 16, 2026·7 min read
GUIDE

How to read the Bitfinex funding book

Bids, offers, the FRR queue, and what depth imbalance actually foreshadows — funding-book literacy for lenders.

Stratum Engineering·Aug 9, 2026·8 min read
ANALYSIS

Bitfinex lending vs DeFi & CeFi yield: where the interest actually comes from

Aave, CeFi earn, and exchange margin funding pay yield from different machines. Compare the machines, not last week’s APY screenshots.

Stratum Engineering·Aug 2, 2026·10 min read
DATA

Why Bitfinex funding rates spike — and who catches them

Spikes are made by leverage demand and gone in about an hour. The lenders who collect them are the ones already resting offers above market.

Stratum Engineering·Jul 26, 2026·8 min read
ENGINEERING

Build a Bitfinex lending bot in Python

A real, working lending bot in ~60 lines of Python — and an honest list of everything those 60 lines don’t handle.

Stratum Engineering·Jul 19, 2026·12 min read
DATA

Bitfinex funding rates: what 3 years of data actually says

Three years of hourly funding candles, one honest summary: what USD lending really paid, how long spikes last, and why rates snap back.

Stratum Engineering·Jul 11, 2026·9 min read
TUTORIAL

How to lend on Bitfinex: a step-by-step margin funding tutorial

What margin funding is, how the FRR and Auto-Renew work, manual lending step by step, the real risks, and how a rate-aware bot reprices and ladders offers.

Stratum Engineering·June 10, 2026·11 min read
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